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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,184 | $115,810-73.9% | $101,271-70.2% | $158,966-81.0% |
| Participation rate | 90.0% | 79.4%+10.6pp | 75.8%+14.2pp | 82.0%+8.0pp |
| Annual return | 1.12% | 56.15%-55.0pp | 46.48%-45.4pp | 302.95%-301.8pp |
| Employer contribution / active EE | $7,280 | $4,175+74.3% | $3,660+98.9% | $4,762+52.9% |
| Participant deferral / active EE | $4,288 | $4,958-13.5% | $4,371-1.9% | $5,983-28.3% |
| Admin fee / account holder | $106,642 | $7,248+1371.3% | $5,948+1693.0% | $11,250+847.9% |