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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,678 | $107,363+17.1% | $92,909+35.3% | $152,897-17.8% |
| Participation rate | 90.0% | 79.8%+10.2pp | 76.0%+14.0pp | 82.5%+7.5pp |
| Annual return | 22.73% | 145.63%-122.9pp | 109.44%-86.7pp | 345.43%-322.7pp |
| Employer contribution / active EE | $7,000 | $4,222+65.8% | $3,653+91.6% | $4,764+47.0% |
| Participant deferral / active EE | $600 | $4,848-87.6% | $4,238-85.8% | $5,851-89.7% |
| Admin fee / account holder | $1,353 | $7,082-80.9% | $5,795-76.6% | $11,599-88.3% |