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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,476 | $117,904+115.0% | $102,457+147.4% | $145,978+73.6% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 11.57% | 31.80%-20.2pp | 29.41%-17.8pp | 550.52%-538.9pp |
| Employer contribution / active EE | $2,860 | $3,613-20.8% | $3,022-5.4% | $4,662-38.7% |
| Participant deferral / active EE | $10,844 | $5,733+89.1% | $5,054+114.5% | $6,690+62.1% |
| Admin fee / account holder | $441 | $13,329-96.7% | $9,451-95.3% | $13,400-96.7% |