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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,485 | $117,846-39.3% | $102,434-30.2% | $145,884-51.0% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 19.69% | 31.90%-12.2pp | 29.46%-9.8pp | 551.85%-532.2pp |
| Employer contribution / active EE | $11,470 | $3,615+217.3% | $3,023+279.4% | $4,662+146.0% |
| Participant deferral / active EE | $861 | $5,733-85.0% | $5,055-83.0% | $6,690-87.1% |
| Admin fee / account holder | $107,941 | $13,356+708.2% | $9,462+1040.8% | $13,392+706.0% |