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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,861 | $100,811+7.0% | $86,698+24.4% | $134,545-19.8% |
| Participation rate | 87.5% | 79.0%+8.5pp | 76.6%+10.9pp | 81.2%+6.3pp |
| Annual return | -26.73% | 29.11%-55.8pp | 35.96%-62.7pp | 418.37%-445.1pp |
| Employer contribution / active EE | $13,549 | $3,490+288.2% | $2,837+377.6% | $4,742+185.8% |
| Participant deferral / active EE | $540 | $5,339-89.9% | $4,656-88.4% | $6,401-91.6% |
| Admin fee / account holder | $1,978 | $10,926-81.9% | $7,492-73.6% | $11,431-82.7% |