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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,792 | $148,629+117.9% | $135,982+138.1% | $139,487+132.1% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 12.95% | 79.33%-66.4pp | 68.32%-55.4pp | 373.84%-360.9pp |
| Employer contribution / active EE | $6,703 | $5,247+27.8% | $4,859+38.0% | $4,755+41.0% |
| Participant deferral / active EE | $5,974 | $8,102-26.3% | $7,760-23.0% | $6,713-11.0% |
| Admin fee / account holder | $4,078 | $12,406-67.1% | $10,767-62.1% | $11,407-64.2% |