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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,554 | $127,387-23.4% | $115,038-15.2% | $125,389-22.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.51% | 31.28%-32.8pp | 26.14%-27.6pp | 282.24%-283.7pp |
| Employer contribution / active EE | $6,576 | $5,166+27.3% | $4,608+42.7% | $4,866+35.1% |
| Participant deferral / active EE | $5,252 | $6,423-18.2% | $6,026-12.9% | $5,352-1.9% |
| Admin fee / account holder | $1,330 | $9,516-86.0% | $8,175-83.7% | $9,541-86.1% |