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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,923 | $150,447+21.6% | $136,298+34.2% | $147,586+23.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.79% | 1049.15%-1031.4pp | 5156.27%-5138.5pp | 578.59%-560.8pp |
| Employer contribution / active EE | $2,165 | $5,256-58.8% | $4,696-53.9% | $4,876-55.6% |
| Participant deferral / active EE | $3,500 | $6,631-47.2% | $6,247-44.0% | $5,439-35.6% |
| Admin fee / account holder | $6,995 | $10,906-35.9% | $9,244-24.3% | $10,886-35.7% |