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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,528 | $135,956+8.5% | $123,894+19.1% | $273,972-46.2% |
| Participation rate | 93.8% | 84.1%+9.7pp | 81.4%+12.3pp | 83.0%+10.7pp |
| Annual return | 8.14% | 56.63%-48.5pp | 47.52%-39.4pp | 41.46%-33.3pp |
| Employer contribution / active EE | $2,020 | $5,170-60.9% | $4,617-56.3% | $4,869-58.5% |
| Participant deferral / active EE | $3,077 | $6,343-51.5% | $5,984-48.6% | $5,287-41.8% |
| Admin fee / account holder | $25,267 | $9,817+157.4% | $8,357+202.3% | $10,133+149.4% |