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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,684 | $87,733-16.0% | $106,554-30.8% | $85,851-14.2% |
| Participation rate | 72.7% | 71.9%+0.8pp | 76.1%-3.4pp | 69.3%+3.4pp |
| Annual return | 11.39% | 21.86%-10.5pp | 26.80%-15.4pp | 318.63%-307.2pp |
| Employer contribution / active EE | $1,225 | $2,073-40.9% | $2,819-56.6% | $2,565-52.3% |
| Participant deferral / active EE | $3,078 | $3,469-11.3% | $4,398-30.0% | $3,952-22.1% |
| Admin fee / account holder | $3,951 | $6,767-41.6% | $7,408-46.7% | $6,261-36.9% |