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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,540 | $76,371-24.7% | $93,621-38.5% | $72,976-21.2% |
| Participation rate | 73.2% | 71.8%+1.5pp | 75.8%-2.6pp | 69.5%+3.8pp |
| Annual return | 13.66% | 25.82%-12.2pp | 32.76%-19.1pp | 81.02%-67.4pp |
| Employer contribution / active EE | $1,154 | $2,276-49.3% | $2,719-57.6% | $2,440-52.7% |
| Participant deferral / active EE | $3,048 | $3,538-13.9% | $4,070-25.1% | $3,608-15.5% |
| Admin fee / account holder | $13,280 | $6,839+94.2% | $7,890+68.3% | $5,124+159.2% |