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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,781 | $81,276+134.7% | $155,574+22.6% | $80,925+135.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.58% | 33.36%-24.8pp | 64.87%-56.3pp | 35.65%-27.1pp |
| Employer contribution / active EE | $6,520 | $3,103+110.1% | $4,676+39.4% | $2,756+136.5% |
| Participant deferral / active EE | $7,470 | $3,453+116.3% | $5,629+32.7% | $4,299+73.8% |
| Admin fee / account holder | $10,745 | $7,993+34.4% | $15,914-32.5% | $6,940+54.8% |