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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,556 | $77,908+127.9% | $149,696+18.6% | $75,173+136.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.08% | 31.73%-20.6pp | 134.46%-123.4pp | 160.72%-149.6pp |
| Employer contribution / active EE | $5,730 | $3,138+82.6% | $4,821+18.9% | $2,671+114.5% |
| Participant deferral / active EE | $8,856 | $3,411+159.6% | $5,682+55.9% | $4,126+114.6% |
| Admin fee / account holder | $3,148 | $5,950-47.1% | $13,212-76.2% | $5,651-44.3% |