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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,639 | $76,407+157.4% | $150,298+30.8% | $82,448+138.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.41% | 39.99%-27.6pp | 62.79%-50.4pp | 41.64%-29.2pp |
| Employer contribution / active EE | $7,089 | $2,614+171.2% | $4,154+70.7% | $2,551+177.9% |
| Participant deferral / active EE | $8,538 | $3,214+165.6% | $5,453+56.6% | $4,139+106.3% |
| Admin fee / account holder | $22,370 | $6,352+252.2% | $14,116+58.5% | $7,234+209.2% |