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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,639 | $78,690+149.9% | $161,489+21.8% | $87,485+124.8% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 12.41% | 32.74%-20.3pp | 89.72%-77.3pp | 26.06%-13.7pp |
| Employer contribution / active EE | $7,089 | $2,588+173.9% | $4,268+66.1% | $2,596+173.1% |
| Participant deferral / active EE | $8,538 | $3,311+157.9% | $5,630+51.7% | $4,274+99.8% |
| Admin fee / account holder | $22,370 | $6,724+232.7% | $16,006+39.8% | $7,775+187.7% |