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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,480 | $110,307+78.1% | $96,576+103.4% | $139,456+40.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.73% | 26.40%-10.7pp | 25.87%-10.1pp | 373.45%-357.7pp |
| Employer contribution / active EE | $16,118 | $3,619+345.3% | $2,965+443.6% | $4,753+239.1% |
| Participant deferral / active EE | $10,000 | $5,547+80.3% | $4,851+106.1% | $6,711+49.0% |
| Admin fee / account holder | $5,240 | $11,597-54.8% | $8,253-36.5% | $11,407-54.1% |