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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,262 | $107,015-23.1% | $73,545+11.9% | $147,585-44.3% |
| Participation rate | 64.3% | 66.4%-2.1pp | 54.9%+9.4pp | 82.8%-18.5pp |
| Annual return | 11.46% | 38.25%-26.8pp | -15.16%+26.6pp | 578.56%-567.1pp |
| Employer contribution / active EE | $782 | $1,760-55.6% | $1,219-35.9% | $4,876-84.0% |
| Participant deferral / active EE | $2,536 | $2,462+3.0% | $1,806+40.4% | $5,439-53.4% |
| Admin fee / account holder | $19,465 | $3,055+537.1% | $2,320+739.1% | $10,885+78.8% |