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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,437 | $84,236+35.9% | $170,435-32.9% | $70,126+63.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.11% | 23.06%-11.9pp | 205.94%-194.8pp | 73.15%-62.0pp |
| Employer contribution / active EE | $2,674 | $3,387-21.1% | $5,432-50.8% | $2,343+14.2% |
| Participant deferral / active EE | $3,906 | $3,086+26.6% | $4,939-20.9% | $3,332+17.2% |
| Admin fee / account holder | $40,772 | $5,698+615.5% | $13,881+193.7% | $4,645+777.7% |