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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,254 | $197,637+91.4% | $177,848+112.7% | $158,982+137.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 22.25% | 58.77%-36.5pp | 48.33%-26.1pp | 302.99%-280.7pp |
| Employer contribution / active EE | $16,892 | $6,698+152.2% | $5,919+185.4% | $4,763+254.7% |
| Participant deferral / active EE | $10,177 | $8,405+21.1% | $7,714+31.9% | $5,983+70.1% |
| Admin fee / account holder | $3,795 | $15,406-75.4% | $12,431-69.5% | $11,252-66.3% |