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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,358 | $184,000+57.8% | $162,185+79.0% | $152,909+89.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 23.78% | 150.80%-127.0pp | 115.61%-91.8pp | 345.46%-321.7pp |
| Employer contribution / active EE | $13,391 | $6,370+110.2% | $5,613+138.6% | $4,764+181.1% |
| Participant deferral / active EE | $9,883 | $8,033+23.0% | $7,297+35.4% | $5,851+68.9% |
| Admin fee / account holder | $7,387 | $13,124-43.7% | $10,844-31.9% | $11,601-36.3% |