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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,895 | $106,247+36.4% | $96,515+50.1% | $139,466+3.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.11% | 38.47%-23.4pp | 35.73%-20.6pp | 373.66%-358.6pp |
| Employer contribution / active EE | $10,049 | $4,106+144.7% | $3,740+168.7% | $4,754+111.4% |
| Participant deferral / active EE | $6,643 | $5,456+21.8% | $4,880+36.1% | $6,712-1.0% |
| Admin fee / account holder | $1,244 | $7,885-84.2% | $6,735-81.5% | $11,409-89.1% |