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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,658 | $107,368+22.6% | $92,915+41.7% | $152,909-13.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.27% | 145.64%-126.4pp | 109.45%-90.2pp | 345.46%-326.2pp |
| Employer contribution / active EE | $9,710 | $4,222+130.0% | $3,653+165.8% | $4,764+103.8% |
| Participant deferral / active EE | $5,703 | $4,848+17.6% | $4,238+34.6% | $5,851-2.5% |
| Admin fee / account holder | $6,854 | $7,082-3.2% | $5,796+18.3% | $11,601-40.9% |