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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,325 | $69,273-31.7% | $90,796-47.9% | $82,637-42.7% |
| Participation rate | 48.2% | 64.0%-15.8pp | 69.5%-21.3pp | 68.1%-19.8pp |
| Annual return | 18.08% | 18.37%-0.3pp | 19.29%-1.2pp | 53.51%-35.4pp |
| Employer contribution / active EE | $844 | $1,865-54.8% | $2,294-63.2% | $2,552-66.9% |
| Participant deferral / active EE | $2,574 | $3,047-15.5% | $3,822-32.6% | $4,126-37.6% |
| Admin fee / account holder | $2,610 | $5,511-52.6% | $7,024-62.8% | $7,339-64.4% |