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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,772 | $53,546-50.0% | $69,884-61.7% | $68,486-60.9% |
| Participation rate | 39.2% | 64.5%-25.3pp | 70.5%-31.2pp | 67.9%-28.7pp |
| Annual return | -17.50% | -13.87%-3.6pp | 190.81%-208.3pp | -7.85%-9.6pp |
| Employer contribution / active EE | $637 | $2,019-68.4% | $2,560-75.1% | $2,597-75.5% |
| Participant deferral / active EE | $1,613 | $2,957-45.4% | $3,848-58.1% | $4,028-59.9% |
| Admin fee / account holder | $445 | $4,693-90.5% | $6,266-92.9% | $5,404-91.8% |