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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,897 | $96,289-34.7% | $213,469-70.5% | $87,485-28.1% |
| Participation rate | 92.5% | 69.6%+22.9pp | 77.1%+15.4pp | 68.9%+23.6pp |
| Annual return | 17.75% | 17.78%0pp | 20.58%-2.8pp | 26.06%-8.3pp |
| Employer contribution / active EE | $3,367 | $3,035+10.9% | $4,994-32.6% | $2,596+29.7% |
| Participant deferral / active EE | $3,626 | $4,750-23.7% | $6,841-47.0% | $4,274-15.1% |
| Admin fee / account holder | $7,469 | $9,670-22.8% | $27,141-72.5% | $7,775-3.9% |