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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,105 | $79,557-25.7% | $118,746-50.2% | $70,126-15.7% |
| Participation rate | 95.1% | 71.4%+23.8pp | 78.3%+16.8pp | 69.5%+25.6pp |
| Annual return | 11.88% | 25.64%-13.8pp | 24.54%-12.7pp | 73.15%-61.3pp |
| Employer contribution / active EE | $289 | $2,861-89.9% | $4,193-93.1% | $2,343-87.7% |
| Participant deferral / active EE | $2,206 | $4,089-46.1% | $5,332-58.6% | $3,332-33.8% |
| Admin fee / account holder | $2,614 | $5,374-51.4% | $10,720-75.6% | $4,645-43.7% |