Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,733 | $46,697+68.6% | $117,533-33.0% | $68,486+15.0% |
| Participation rate | 59.3% | 56.8%+2.5pp | 70.6%-11.3pp | 67.9%-8.6pp |
| Annual return | -16.23% | -14.52%-1.7pp | 29.77%-46.0pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,490 | $1,506-1.0% | $4,179-64.3% | $2,597-42.6% |
| Participant deferral / active EE | $6,067 | $2,637+130.0% | $4,072+49.0% | $4,028+50.6% |
| Admin fee / account holder | $3,996 | $4,023-0.7% | $5,647-29.2% | $5,404-26.1% |