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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,238 | $112,915-85.6% | $90,965-82.1% | $158,950-89.8% |
| Participation rate | 83.3% | 74.7%+8.6pp | 69.0%+14.3pp | 82.0%+1.4pp |
| Annual return | 20.41% | 215.75%-195.3pp | 134.57%-114.2pp | 302.91%-282.5pp |
| Employer contribution / active EE | $1,744 | $2,894-39.7% | $2,122-17.8% | $4,762-63.4% |
| Participant deferral / active EE | $4,410 | $4,128+6.8% | $3,373+30.7% | $5,983-26.3% |
| Admin fee / account holder | $1,682 | $8,044-79.1% | $5,960-71.8% | $11,248-85.0% |