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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,455 | $106,549-67.7% | $91,225-62.2% | $134,509-74.4% |
| Participation rate | 93.8% | 76.8%+16.9pp | 73.2%+20.5pp | 81.2%+12.5pp |
| Annual return | -23.13% | 160.73%-183.9pp | 114.10%-137.2pp | 418.13%-441.3pp |
| Employer contribution / active EE | $3,203 | $3,331-3.8% | $2,851+12.4% | $4,741-32.4% |
| Participant deferral / active EE | $5,643 | $4,719+19.6% | $4,234+33.3% | $6,400-11.8% |
| Admin fee / account holder | $1,338 | $6,234-78.5% | $5,422-75.3% | $11,427-88.3% |