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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,089 | $84,936-49.3% | $111,308-61.3% | $79,391-45.7% |
| Participation rate | 81.6% | 75.9%+5.7pp | 77.3%+4.3pp | 70.7%+10.9pp |
| Annual return | 232.19% | 17.45%+214.7pp | 54.67%+177.5pp | 116.88%+115.3pp |
| Employer contribution / active EE | $0 | $1,979-100.0% | $2,732-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $4,394 | $3,888+13.0% | $4,487-2.1% | $4,046+8.6% |
| Admin fee / account holder | $947 | $537+76.3% | $7,965-88.1% | $627+51.1% |