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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,452 | $62,583-84.9% | $76,767-87.7% | $64,173-85.3% |
| Participation rate | 78.5% | 72.8%+5.6pp | 77.0%+1.5pp | 69.6%+8.9pp |
| Annual return | 16.24% | -1.95%+18.2pp | 2.43%+13.8pp | 7.63%+8.6pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,275 | $3,145+35.9% | $3,852+11.0% | $3,470+23.2% |
| Admin fee / account holder | $865 | $4,667-81.5% | $6,675-87.0% | $4,887-82.3% |