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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,225 | $133,998-24.5% | $112,263-9.8% | $134,545-24.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -11.33% | 47.17%-58.5pp | 27.49%-38.8pp | 418.37%-429.7pp |
| Employer contribution / active EE | $15,081 | $4,040+273.3% | $3,636+314.8% | $4,742+218.1% |
| Participant deferral / active EE | $9,289 | $5,292+75.5% | $4,729+96.4% | $6,401+45.1% |
| Admin fee / account holder | $44,781 | $7,493+497.6% | $6,410+598.6% | $11,431+291.8% |