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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,071 | $107,368+18.4% | $92,915+36.8% | $152,909-16.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 15.98% | 145.64%-129.7pp | 109.45%-93.5pp | 345.46%-329.5pp |
| Employer contribution / active EE | $4,471 | $4,222+5.9% | $3,653+22.4% | $4,764-6.1% |
| Participant deferral / active EE | $7,911 | $4,848+63.2% | $4,238+86.7% | $5,851+35.2% |
| Admin fee / account holder | $8,760 | $7,082+23.7% | $5,796+51.1% | $11,601-24.5% |