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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,333 | $167,352-44.8% | $143,788-35.8% | $134,509-31.4% |
| Participation rate | 90.5% | 84.8%+5.7pp | 80.3%+10.2pp | 81.2%+9.2pp |
| Annual return | -22.07% | 0.47%-22.5pp | -0.03%-22.0pp | 418.13%-440.2pp |
| Employer contribution / active EE | $3,716 | $5,620-33.9% | $4,952-25.0% | $4,741-21.6% |
| Participant deferral / active EE | $6,566 | $6,447+1.8% | $5,638+16.5% | $6,400+2.6% |
| Admin fee / account holder | $1,004 | $18,091-94.4% | $14,675-93.2% | $11,427-91.2% |