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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,381 | $165,399-70.1% | $149,745-67.0% | $158,982-68.9% |
| Participation rate | 89.5% | 84.6%+4.9pp | 82.5%+7.0pp | 82.0%+7.5pp |
| Annual return | 18.08% | 348.34%-330.3pp | 276.72%-258.6pp | 302.99%-284.9pp |
| Employer contribution / active EE | $1,279 | $5,105-74.9% | $4,646-72.5% | $4,763-73.1% |
| Participant deferral / active EE | $2,464 | $7,183-65.7% | $6,843-64.0% | $5,983-58.8% |
| Admin fee / account holder | $502 | $10,811-95.4% | $9,312-94.6% | $11,252-95.5% |