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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,221 | $157,296-72.5% | $141,191-69.4% | $152,897-71.7% |
| Participation rate | 88.2% | 84.8%+3.4pp | 82.5%+5.8pp | 82.5%+5.8pp |
| Annual return | 19.60% | 64.34%-44.7pp | 71.41%-51.8pp | 345.43%-325.8pp |
| Employer contribution / active EE | $1,335 | $5,262-74.6% | $4,736-71.8% | $4,764-72.0% |
| Participant deferral / active EE | $2,848 | $7,111-60.0% | $6,710-57.6% | $5,851-51.3% |
| Admin fee / account holder | $558 | $12,125-95.4% | $10,264-94.6% | $11,599-95.2% |