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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,839 | $70,684-59.2% | $169,390-83.0% | $75,173-61.6% |
| Participation rate | 97.3% | 64.8%+32.5pp | 77.2%+20.1pp | 67.2%+30.1pp |
| Annual return | 18.52% | 36.38%-17.9pp | 406.07%-387.6pp | 160.72%-142.2pp |
| Employer contribution / active EE | $10,018 | $2,211+353.1% | $4,013+149.7% | $2,671+275.1% |
| Participant deferral / active EE | $1,185 | $4,310-72.5% | $6,222-80.9% | $4,126-71.3% |
| Admin fee / account holder | $1,257 | $5,404-76.7% | $9,015-86.1% | $5,651-77.7% |