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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,652 | $69,012-78.8% | $160,009-90.8% | $68,486-78.6% |
| Participation rate | 97.4% | 65.4%+31.9pp | 78.0%+19.4pp | 67.9%+29.5pp |
| Annual return | -16.35% | -9.65%-6.7pp | 408.85%-425.2pp | -7.85%-8.5pp |
| Employer contribution / active EE | $5,639 | $2,212+154.9% | $4,225+33.5% | $2,597+117.2% |
| Participant deferral / active EE | $1,195 | $4,212-71.6% | $6,183-80.7% | $4,028-70.3% |
| Admin fee / account holder | $1,150 | $4,798-76.0% | $8,715-86.8% | $5,404-78.7% |