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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,999 | $78,015-48.7% | $178,505-77.6% | $80,959-50.6% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 17.71% | 18.10%-0.4pp | 27.16%-9.4pp | 35.67%-18.0pp |
| Employer contribution / active EE | $9,438 | $2,281+313.7% | $3,955+138.6% | $2,757+242.3% |
| Participant deferral / active EE | $1,227 | $4,406-72.1% | $6,280-80.5% | $4,300-71.5% |
| Admin fee / account holder | $1,127 | $7,160-84.3% | $10,428-89.2% | $6,925-83.7% |