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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,915 | $183,592+50.3% | $155,574+77.4% | $145,877+89.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.36% | 61.37%-52.0pp | 64.87%-55.5pp | 551.28%-541.9pp |
| Employer contribution / active EE | $4,035 | $5,317-24.1% | $4,676-13.7% | $4,663-13.5% |
| Participant deferral / active EE | $11,940 | $6,466+84.7% | $5,629+112.1% | $6,691+78.5% |
| Admin fee / account holder | $2,197 | $19,316-88.6% | $15,914-86.2% | $13,402-83.6% |