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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,357 | $175,259+82.2% | $149,723+113.3% | $139,487+129.0% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 13.12% | 166.82%-153.7pp | 134.50%-121.4pp | 373.84%-360.7pp |
| Employer contribution / active EE | $380 | $5,478-93.1% | $4,821-92.1% | $4,755-92.0% |
| Participant deferral / active EE | $10,318 | $6,522+58.2% | $5,682+81.6% | $6,713+53.7% |
| Admin fee / account holder | $7,002 | $16,158-56.7% | $13,215-47.0% | $11,407-38.6% |