Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,613 | $98,240-86.1% | $82,312-83.5% | $147,586-90.8% |
| Participation rate | 60.9% | 79.7%-18.9pp | 76.9%-16.0pp | 82.8%-22.0pp |
| Annual return | 18.58% | 30.85%-12.3pp | 25.88%-7.3pp | 578.59%-560.0pp |
| Employer contribution / active EE | $1,072 | $3,192-66.4% | $2,428-55.9% | $4,876-78.0% |
| Participant deferral / active EE | $1,161 | $4,383-73.5% | $3,706-68.7% | $5,439-78.6% |
| Admin fee / account holder | $1,068 | $8,563-87.5% | $5,608-81.0% | $10,886-90.2% |