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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,368 | $184,014-80.8% | $161,149-78.1% | $138,895-74.5% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 24.24% | 21.52%+2.7pp | 21.16%+3.1pp | 145.39%-121.2pp |
| Employer contribution / active EE | $0 | $5,055-100.0% | $4,360-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $12,073 | $6,909+74.7% | $6,153+96.2% | $6,396+88.7% |
| Admin fee / account holder | $1,601 | $18,027-91.1% | $15,194-89.5% | $12,562-87.3% |