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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,709 | $148,623-94.8% | $135,974-94.3% | $139,466-94.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 0.11% | 79.30%-79.2pp | 68.30%-68.2pp | 373.66%-373.6pp |
| Employer contribution / active EE | $5,230 | $5,246-0.3% | $4,859+7.6% | $4,754+10.0% |
| Participant deferral / active EE | $0 | $8,103-100.0% | $7,760-100.0% | $6,712-100.0% |
| Admin fee / account holder | $329 | $12,406-97.3% | $10,767-96.9% | $11,409-97.1% |