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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,801 | $165,399+8.7% | $149,745+20.1% | $158,982+13.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.52% | 348.34%-342.8pp | 276.72%-271.2pp | 302.99%-297.5pp |
| Employer contribution / active EE | $17,210 | $5,105+237.1% | $4,646+270.5% | $4,763+261.3% |
| Participant deferral / active EE | $12,840 | $7,183+78.8% | $6,843+87.6% | $5,983+114.6% |
| Admin fee / account holder | $4,804 | $10,811-55.6% | $9,312-48.4% | $11,252-57.3% |