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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,881 | $106,267-28.6% | $96,520-21.4% | $139,456-45.6% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 18.49% | 38.45%-20.0pp | 35.72%-17.2pp | 373.45%-355.0pp |
| Employer contribution / active EE | $923 | $4,105-77.5% | $3,739-75.3% | $4,753-80.6% |
| Participant deferral / active EE | $1,529 | $5,454-72.0% | $4,879-68.7% | $6,711-77.2% |
| Admin fee / account holder | $20 | $7,882-99.7% | $6,733-99.7% | $11,407-99.8% |