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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,068 | $57,541-35.6% | $95,740-61.3% | $75,173-50.7% |
| Participation rate | 82.6% | 62.5%+20.0pp | 72.3%+10.3pp | 67.2%+15.4pp |
| Annual return | 18.95% | 34.93%-16.0pp | 28.41%-9.5pp | 160.72%-141.8pp |
| Employer contribution / active EE | $2,035 | $1,808+12.6% | $2,836-28.3% | $2,671-23.8% |
| Participant deferral / active EE | $4,800 | $3,074+56.2% | $4,244+13.1% | $4,126+16.3% |
| Admin fee / account holder | $4,402 | $4,099+7.4% | $5,676-22.5% | $5,651-22.1% |