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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,874 | $111,535-53.5% | $105,223-50.7% | $137,256-62.2% |
| Participation rate | 95.8% | 78.1%+17.7pp | 75.0%+20.8pp | 80.0%+15.9pp |
| Annual return | 17.49% | 237.85%-220.4pp | 180.65%-163.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $1,991 | $3,939-49.4% | $3,689-46.0% | $4,156-52.1% |
| Participant deferral / active EE | $5,200 | $5,500-5.4% | $5,072+2.5% | $6,407-18.8% |
| Admin fee / account holder | $2,055 | $9,721-78.9% | $8,859-76.8% | $12,270-83.3% |