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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,807 | $56,110+61.8% | $94,993-4.4% | $70,126+29.5% |
| Participation rate | 45.6% | 65.0%-19.4pp | 73.9%-28.3pp | 69.5%-23.9pp |
| Annual return | 19.28% | 51.02%-31.7pp | 27.14%-7.9pp | 73.15%-53.9pp |
| Employer contribution / active EE | $520 | $1,442-63.9% | $2,603-80.0% | $2,343-77.8% |
| Participant deferral / active EE | $2,494 | $2,391+4.3% | $3,317-24.8% | $3,332-25.1% |
| Admin fee / account holder | $787 | $3,456-77.2% | $4,960-84.1% | $4,645-83.1% |