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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Re... | $26,512 |
LPL FINANCIAL2+ years Filed as: LPL FINANCIAL CORPORATION RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $8,590 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,346 | $37,044-74.8% | $71,796-87.0% | $57,658-83.8% |
| Participation rate | 88.1% | 61.1%+27.0pp | 69.1%+19.0pp | 70.2%+17.9pp |
| Annual return | 12.78% | 12.64%+0.1pp | 78.04%-65.3pp | 5.13%+7.6pp |
| Employer contribution / active EE | $922 | $720+28.0% | $1,924-52.1% | $1,974-53.3% |
| Participant deferral / active EE | $1,724 | $1,974-12.6% | $2,794-38.3% | $3,061-43.7% |
| Admin fee / account holder | $77 | $101-24.2% | $4,815-98.4% | $95-19.1% |