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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,999 | $56,894-59.6% | $84,753-72.9% | $62,881-63.4% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 17.08% | 6.30%+10.8pp | 22.78%-5.7pp | 20.14%-3.1pp |
| Employer contribution / active EE | $3,506 | $2,400+46.1% | $3,574-1.9% | $2,281+53.7% |
| Participant deferral / active EE | $4,045 | $2,709+49.3% | $3,712+9.0% | $3,203+26.3% |
| Admin fee / account holder | $975 | $3,581-72.8% | $5,333-81.7% | $4,296-77.3% |